A college student need a credit card? Better yet, if a college student apply for a credit card?

We all know that the new credit card laws have made it more difficult for students to obtain a credit card for students. Now the students (and anyone who signs for them) should think twice before lending in the first place.

There are many loan officers use card counseling students to follow. On the other hand, there are many students who are victims of the trap of credit card debt at an early age.

The question we often get in one form or another, is a student must have a credit card?

My answer is simple: every student should have a credit card.
Before a crowd of parents running after me with torches, let me explain.
Benefits of credit card for students:
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